Another Blown over tree failure for insurance

Ekka · 1st May 2007, 05:45 AM

Well, not really a blow over as much as failed trunk just above ground level.

Now this is going to be an insurance claim. The insurance company told the client that I only need to quote to remove what is his side of the fence. I just cut it off on the fence-line and leave the rest in the back neighbours ... it's their problem and their claim on their own insurance.

P5010014-1.JPG
P5010016-1.JPG

This shot is of the stump, that's a little ole outdoor dunny or something there on the left and the side neighbours storage slab for junk on the right.

P5010002-1.JPG

This is a close up of the fallen piece, note the termite honeycombing.

P5010004-1.JPG

This is the underneath of the fallen section, note the borer holes, lifted and dead bark and the discoloured wood beneath.

P5010010-1.JPG

And this is the root that was severed when the neighbour poured his slab, note that it was the entry path for decay and termites. The tree is a Queensland Umbrella Tree Schefflera_actinophylla said to have invasive root systems. It's interesting to note that the severed roots did not regrow or epicormic ... they decayed and termites feasted (or vice versa)

P5010005-1.JPG

a_lopa · 1st May 2007, 06:07 AM

Unreal,wasnt hanging on by anything!

TrevMcRev · 1st May 2007, 07:38 AM

Oh yeah but it was just a freak accident

Wonder if my car insurance co would pay up after i crash while drunk, speeding through a red light in my unregisterd car with bald tyres, no brakes etc.

Ekka · 1st May 2007, 02:43 PM

The people on the other side of the fence I call victims, note the treatment they get.

There's something seriously flawed with this approach and it encourages irresponsible tree management.

It says "ignore your trees and claim it on insurance". And for the victims it says in large letters "bad luck for you".

You wonder why there's no progression in the way people think of trees here. You have councils butchering and calling ratepayers azzholes and private home-owners waiting for failures so insurance companies can pay out, and victims shafted.

I put it all in one large basket called irresponsible tree management.

1st May 2007, 05:45 AM	#1 (permalink)
Ekka Admin - Dip Arb & Hort Join Date: Jan 2007 Location: Brisbane Posts: 7,734	Another Blown over tree failure for insurance Well, not really a blow over as much as failed trunk just above ground level. Now this is going to be an insurance claim. The insurance company told the client that I only need to quote to remove what is his side of the fence. I just cut it off on the fence-line and leave the rest in the back neighbours ... it's their problem and their claim on their own insurance. P5010014-1.JPG P5010016-1.JPG This shot is of the stump, that's a little ole outdoor dunny or something there on the left and the side neighbours storage slab for junk on the right. P5010002-1.JPG This is a close up of the fallen piece, note the termite honeycombing. P5010004-1.JPG This is the underneath of the fallen section, note the borer holes, lifted and dead bark and the discoloured wood beneath. P5010010-1.JPG And this is the root that was severed when the neighbour poured his slab, note that it was the entry path for decay and termites. The tree is a Queensland Umbrella Tree Schefflera_actinophylla said to have invasive root systems. It's interesting to note that the severed roots did not regrow or epicormic ... they decayed and termites feasted (or vice versa) P5010005-1.JPG __________________ Arborist Training in Australia\| Your Free Helping Guide Free Tree and Green Industry Link Directory .... Yes, I also SEO (Optimize) and build websites that fly high in Google Qualified Brisbane Tree Lopping \| Stump Grinding and Stump Removal Brisbane Brisbane - Gold Coast Tree Care, Consulting, Developer, Tree and Arborist Reports Forum Sponsors

1st May 2007, 06:07 AM	#2 (permalink)
a_lopa Sponsor Join Date: Jan 2007 Location: Australia Posts: 992	Unreal,wasnt hanging on by anything! __________________ Free Tree Industry Link Directory

1st May 2007, 07:38 AM	#3 (permalink)
TrevMcRev Sponsor Join Date: Feb 2007 Location: Melbourne, Victoria, Australia. Posts: 973	Oh yeah but it was just a freak accident Wonder if my car insurance co would pay up after i crash while drunk, speeding through a red light in my unregisterd car with bald tyres, no brakes etc. __________________ Total Tree Care - Melbourne Arborist Reports & Consulting,Tree Pruning & Removal www.treegear.com.au - Australia's Best Value Arborist Supplies

1st May 2007, 02:43 PM	#4 (permalink)
Ekka Admin - Dip Arb & Hort Join Date: Jan 2007 Location: Brisbane Posts: 7,734	The people on the other side of the fence I call victims, note the treatment they get. There's something seriously flawed with this approach and it encourages irresponsible tree management. It says "ignore your trees and claim it on insurance". And for the victims it says in large letters "bad luck for you". You wonder why there's no progression in the way people think of trees here. You have councils butchering and calling ratepayers azzholes and private home-owners waiting for failures so insurance companies can pay out, and victims shafted. I put it all in one large basket called irresponsible tree management. __________________ Arborist Training in Australia\| Your Free Helping Guide Free Tree and Green Industry Link Directory .... Yes, I also SEO (Optimize) and build websites that fly high in Google Qualified Brisbane Tree Lopping \| Stump Grinding and Stump Removal Brisbane Brisbane - Gold Coast Tree Care, Consulting, Developer, Tree and Arborist Reports Forum Sponsors

Thread Tools
Show Printable Version Email this Page
Display Modes
Linear Mode Switch to Hybrid Mode Switch to Threaded Mode