Here's a far-back shot.
Yes, insurance will cover the limb as it did property damage. However, I went up the broken last night just after dark to closely inspect the point of failure. See all that brown stuff in the snapoff? I sunk a Silky blade deep into it, a full 300 mm.
The snapoff has exposed a deeper problem of extensive decay. The tree is rather huge, each limb being itself the size of a medium tree. This pic gives some perspective with the garage below as reference.
I meet with the tree owner here in a little while to write up the paperwork for his meeting with the insurance agent three days from now. I can not recommend leaving the tree standing as there is nowhere it could possibly fall where it wouldn't wallop a house, as well as taking out the high-voltage lines to the backside of the tree.
This one really has me miffed, not any easy answers. No place to park a crane. No real good place to set the limbs even if we could. Distance from the street to the tree, over top of the house, way too long a reach. Conventional dismantle, given all the lines and structure beneath, as well as other trees, gardens and fences, just a real bugger.
My meeting is here in a few minutes, I'm not really certain how I'm gonna write this one up.
