Re: Type of buisness Sole Proprietor; flying low. Looked at corp and llc but did not make sense due to small size. Maybe later. Maybe not.
I had someone look at my e&o and found enough loopholes to incline me to drop it. I know quality consultants who work without it. Their opinion is, if you are tied to an insurance company, you have made yourself a much more likely target for suit. I'd rather stay small.
Yes this is very region-dependent--we have no OHS, and not as litigious as on the west coast (of the us). There, I hear that you want to be protected against being Californicated. |