JCONN

Very sorry to hear about your loss but glade no one was hurt. Every one has made very good points in my opinion. The one important thing is what Treedimensional said don't let your emotions take control of your decisions. I don't know what your past work experience was rather be working for a large company and latter going out on your own, or being it was a family owned buisness that you came to run. This set back is similar to leaving a large company and going to work for yourself, at first you feel you need all the equipment that was at your access with the large company. The mind set that no tree removal could be done without a huge chipper and a crane, although these are helpful, not always needed. Go back to your roots. When I first went out on my own I had this mind set, but when the time comes it's amazing how much material can be fit into the back of a truck or trailer with a little work not as efficient as a chipper but cheaper.
I have found also that when the job comes around that you need bigger equipment or an extra hand your true friends that you have met in the industry come out not the leeches that were hanging around for a free ride.
If you are good to people they should give the same back in a time of need and not just look at the situation as a chance to take the work you had for themselves to make their pockets fat.
Take the time to think about every decision and rember your family comes first. Sometimes you have to swallow your pride and do jobs that you don't want to do to put food on the table. GOOD LUCK