Good work a_lopa, haven't see that Allianz info before.
Under impact damage pg 16 part e
They will pay for loss or damage caused by the impact of falling trees or parts of falling trees. Will not pay if the loss/damage is caused by the lopping/felling of trees at your address.
Now Allianz doubtless mean by that during the lopping if a branch/s fall onto the house etc... But clearly we can show that the long terms results of such poor and damaging practices lopping are no different for the tree than malicious damage resulting in damage, for which the insurer will never pay out on.
SF